Financial Analyst

Are you a hungry, analytical problem solver ready to take ownership of a broad finance scope early in your career? We are looking for a Financial Analyst to join our Oslo office in a full-time capacity, where you will drive execution across capital markets operations, financing infrastructure, and high-impact strategic initiatives. This is a unique opportunity to work with top investment banks and help build the future of our finance function through automation and hands-on problem solving.

About Two
At Two, we’re on a mission to build a unicorn in B2B commerce by reinventing how businesses pay and get paid. We bring the speed, simplicity, and customer experience of B2C e-commerce into the B2B world, removing friction from business transactions and unlocking growth for merchants and buyers alike.

Our platform combines real-time credit decisioning, seamless checkout, and advanced risk assessment to power faster, smarter, and more efficient sales. With 30% month-on-month growth and operations across multiple European markets, we’re scaling rapidly – on track to become the world’s leading B2B payment solution and the next global fintech unicorn.

Backed by top-tier investors including Sequoia Capital, Shine, LocalGlobe, Antler, and some of the world’s most respected fintech angels, we’ve raised over €40 million in equity to date. And this is just the beginning!

We’re a diverse, ambitious team that values curiosity, impact, and ownership. Join us at Two and help shape the future of B2B payments – while building a unicorn together.

About the role
Reporting to the Head of Finance, this is an opportunity to join an exciting function within Two, where you can have an outsized impact on the company. You are a builder, a self-starter, a problem solver, a leader that can juggle multiple responsibilities across a wide range of areas including finance, capital markets, regulatory and legal analysis, strategic partnerships, and product. You are willing to roll up your sleeves with no task beneath you nor problem too large. You are an independent thinker that can drive execution from start to finish. You are not afraid to try new things and learn from your mistakes.

What you’ll be doing

• Support in building, optimising, and scaling Two’s financing infrastructure across markets
• Assist with day-to-day capital markets operations, including monitoring facility utilisation, forecasting liquidity needs, and preparing materials for existing and prospective financing partners
• Develop automation for financing workflows, including reporting, data extraction, reconciliation, and internal tooling to increase speed and accuracy of capital markets processes
• Conduct financial risk analysis across portfolios, products, and markets, including credit, concentration, and liquidity risk assessments
• Produce financial models, scenario analyses, business cases, and other strategic analysis to support decision-making across capital markets, product, and strategy
• Support in the creation of monthly management accounts and automate the production of key financial statements and internal dashboards.
• Assist with process improvements and internal controls related to financial reporting, treasury operations, and receivables management.
• Contribute to the development of Two’s long-term financing structure, including forward-flow arrangements, securitisation preparation, and optimisation of capital efficiency
• Work with cross-functional teams on regulatory analysis, new-market evaluations, and product implications for capital and liquidity
• Prepare materials and analysis for external stakeholders including auditors, regulators, banks, and strategic partners.

Recruitment Process

Our interview process is structured, fair, and designed to help you showcase your strengths.

• Screening Call (30 min)
• 1st Interview (45 min )
• Case Study Review
• Case Study Interview (1 hr)
• Final Interview (30–45 min)

We aim to move quickly - most candidates complete the process within 3–4 weeks.

• Educational Background: Bachelor’s degree in Finance, Financial Economics, Economic Analysis, or similar (etc.) with strong academic results.
• Analytical Mindset: Strong problem-solving skills with the ability to digest complex data and draw actionable insights.
• Drive & Work Ethic: You are a self-starter with a high work capacity, willing to go the extra mile to deliver quality work in a fast-paced environment.
• Demonstrated Ambition: A track record of achievement and commitment is highly valued, for example through leadership in student organisations, competitive sports, etc.
• Technical Aptitude: Proficiency in Excel and a general comfort with financial systems is beneficial. Specific tool experience is not required, but a strong interest in learning new software is an advantage.
• Communication: Fluent in Norwegian and English, with the ability to communicate complex financial concepts clearly.

• 5000 NOK annual allowance to spend on anything that will contribute to your mental or physical health
• 5000 NOK annual allowance for learning and training
• 5000 NOK support for a cell phone every 24 months (from your 6th month anniversary)
• Equity – get options at Two as part of your offer, and have a real stake in the company’s success
• Work on a cutting-edge B2B payment system, shaping the future of business to business payments
• Find your best way to work with our office-led, hybrid framework!

Deadline: 31st of December